Compare ways to deploy your capital — downside first
One property for cash, or several with leverage? The Studio puts your own saved analyses side by side and shows which strategies are feasible, what each leaves in reserve and how each holds up under stress.
Live Prototype — Investor-directed scenario modeling. Not investment advice.
The question it answers
“I have a fixed amount of capital. Which way of deploying it is feasible, and how does each option behave when things go wrong?”
How it works
- 01
Start from your saved analyses.
The Studio uses the properties you have already underwritten, with their assumptions and provenance.
- 02
Feasibility before returns.
Each strategy is checked against lender limits on loan-to-value and debt-service coverage, and against the capital needed for acquisition costs and a liquidity reserve you set.
- 03
Base economics.
Acquisition cost, loans, debt service, NOI, cash flow, DSCR, cap rate and cash-on-cash for each strategy, under the assumption set you choose.
- 04
Downside.
Deterministic stress results for each strategy, side by side.
- 05
A risk-first comparison.
Strategies are ordered by explicit criteria that are shown and that you can change. The Studio does not pick for you.
Why this structure
A literal question like “one property for cash or ten with leverage?” often has a surprising answer once closing costs, reserves and lender limits are counted: some options are not feasible at all, and options with similar projected returns can have very different downside. The Studio is built to surface that before you commit.
What it is not
Not personalized investment advice. It does not know your full financial situation, does not recommend a purchase, does not quote or arrange loans and does not broker property. Interest rates and lender limits are your assumptions. It is not lender approval and does not manage capital for you.
Available to members as a live prototype; it works with the analyses you have saved.
Please note
Live Prototype — Investor-directed scenario modeling. Not investment advice.
The Capital Allocation Studio is a simulator you direct. It compares strategies under assumptions you choose. It is not personalized investment advice, does not recommend a purchase or a loan, and does not account for your full financial situation.
Rent benchmarks, screening scores, after-repair values and every calculator output are estimates. They depend on incomplete data and on assumptions you control, and they can be wrong.
Important
Open Property Deals is an information and analysis tool. It is not a broker, lender, investment adviser or listing service, and nothing on this site is an offer to buy or sell real estate or securities, or investment, legal or tax advice. Property records come from public sources and may be incomplete or out of date. Estimates and projections depend on assumptions that may prove wrong; real estate investing involves risk, including loss of capital. Verify every figure independently and consult licensed professionals before making a decision.
Know your numbers before you make an offer.
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